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Premier Man has been primarily targeted to men and has such strong ethical trading standards that they have now introduced womenswear together with a great ...
A WHOPPING 20% discount on your first order
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JD Williams has fast become a household name with the likes of GMB’s Lorraine Kelly being an avid influencer alongside a massive social media push bringing the ...
£400 spend with flexible payment options to suit
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The bold and colourful Grattan home shopping catalogue has been on coffee tables nationwide since the 1960’s and has been in business since 1912, there has ...
10% OFF your first order when you open a Grattan account
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From humble beginnings as a high street clothing store, Next has become one if the best known online retailers across the UK. With many stores spread ...
Next day delivery for 12 months for just £20 per year
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Argos have long been established as the high street leader with their innovative catalogue style shopping used by most of us over the years. As expected ...
Same Day Delivery
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Instant Credit Catalogue Bon Prix have joined forces with the likes of Kaleidoscope, Look Again and Curvissa and personal account holders have access to all 9 ...
25% OFF first credit order and FREE delivery
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Brighthouse is an online catalogue to back up their High Street stores. Catalogue Credit or rent till you own is expected with payments made weekly or monthly ...
Good chance of acceptance
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Curvissa are a popular online catalogue for women catering for the fuller figure with UK sizes from 14 to 32. There are over 30,000 clothing, lingerie, ...
30% off first order plus FREE delivery
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Bad Credit Catalogue with Dial-a-TV Dial-a-TV have been an established electronics rental company for nearly 25 years and bring a vast range of home ...
Bad credit accepted - Get the latest TV on lease
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Catalogue Credit
With catalogue credit you can purchase goods and pay in weekly or monthly instalments over a set period of time that can be between 3 to 12 months. The goods are normally posted or couriered to your home address and you are able to return within a certain period of time to receive a full refund.
These catalogues are also known as shopping accounts or mail order accounts and you can have your own catalogue account or shop from a friend or relatives catalogue, who will then become your agent and they set up a sub account with their catalogue. The agent is able to earn a generous commission from their sub accounts against their own orders but are responsible for collecting and making payments. When purchasing goods this way you are not undergoing any form of credit check, it is based on the trust between you and your account holder. Although the risk is small, the account holder will be responsible to the catalogue to disclose non-payers and the catalogue will then personally collect outstanding payment.
If payments are made on time then there is usually no interest, but should you default on payments then the interest rates can really soar. You can pay your catalogue account off in full at any time without any added cost, which is a bonus as many personal loans will have an early payment penalty.
The benefits of having catalogue credit is that you are able to purchase goods and pay off without any interest within a certain time frame and you can budget your household accounts especially for necessary products such as washing machines or school uniforms. Most catalogues with credit will have insurance such as life event plans which will cover your repayments should there be a loss of job or long periods of sickness.
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
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How pay weekly catalogue can make any product affordable? If you’re wondering how to buy expensive items when you are unable to afford it, now you have the ...
Argos have long been established as the high street leader with their innovative catalogue style shopping used by most of us over the years. As expected ...
Same Day Delivery
Check all prices
Instant Credit Catalogue Bon Prix have joined forces with the likes of Kaleidoscope, Look Again and Curvissa and personal account holders have access to all 9 ...
25% OFF first credit order and FREE delivery
Check all prices
Brighthouse is an online catalogue to back up their High Street stores. Catalogue Credit or rent till you own is expected with payments made weekly or monthly ...
Good chance of acceptance
Check all prices
Bad Credit Catalogue with Dial-a-TV Dial-a-TV have been an established electronics rental company for nearly 25 years and bring a vast range of home ...
Bad credit accepted - Get the latest TV on lease
Check all prices
Catalogue Description Swimwear365 are a catalogue aimed at the holiday and summer markets. They are a sister catalogue of Curvissa, Look again and ...
Get 25% Off your first credit order when you open a Personal Account
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Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
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Fashion World is a great all round online department store catering for all the family featuring plus size clothing ranges, with home and lifestyle options ...
Fee Delivery on Orders over £40.00
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Kaleidoscope are a very successful online catalogue offering account holders access to all 9 of their shopping sites, including Look Again, Lascana and Bon ...
25% Off your first catalogue credit order
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Catalogue Description Marisota is a division from the mighty JD Williams camp, and is targeted at the entire family. This catalogue offers great prices with ...
Free Click and Collect on Orders over £40.00
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Premier Man has been primarily targeted to men and has such strong ethical trading standards that they have now introduced womenswear together with a great ...
A WHOPPING 20% discount on your first order
Check all prices
The Look Again catalogue belongs to the same group as Kaleidoscope and Curvissa, and if you take out a personal shopper account for catalogue credit, then you ...
25% OFF first catalogue credit order
Check all prices
Catalogue Description La Redoute have been at the cutting edge of French fashion since 1837 and since launching in the UK they have topped the charts with ...
30% OFF your first catalogue credit order
Check all prices
The John Lewis Catalogue is a premium online department store, stocking high quality mid-range to premium priced good for the home and garden as well as a ...
Free Delivery on Oreders Over £50.00
Check all prices
JD Williams has fast become a household name with the likes of GMB’s Lorraine Kelly being an avid influencer alongside a massive social media push bringing the ...
£400 spend with flexible payment options to suit
Check all prices
House Of Bath is in the premium range of online department store catalogues UK, belonging to the JD Williams chain. Although there is a great range of clothing ...
Hermes Click and Collect and locals Post Locker collection points
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Clothing catalogues
The majority of catalogues available online all carry a good range of fashion and clothing lines for all the family. Most catalogues started as only selling clothing and fashion items but have since branched out into homeware and electronics. Fashion and footwear that is available in online catalogues compete very well with the High Street, you will find brands such as Phase 8, Ted Baker, Nike and Adidas. Men women and children are catered for throughout the year with online shopping as collections are updated throughout the year with many special offers only available online to tempt the consumer, which is very helpful if you have a family to consider for school uniforms, holiday wardrobes and special occasions where you are able to spread the cost.
There are a few catalogues that are fashion and clothing only, such as Bon Marche and Bargain Crazy, but these ones tend not to offer instant credit or buy now pay later terms. While looking at online clothing catalogues it is worth checking the interest rate as they vary from a reasonable 24 % variable APR to a whacking 54% variable APR. Online catalogues always tend to offer interest free credit as long as payments are made in time the interest rates only start to apply once instalments terms have been agreed. Those that have a great credit reference will always have the option of cheaper APR rates. Credit is always harder with less than perfect credit scores and a higher interest rate will nearly always apply.
With the bigger catalogues such as Littlewoods and Gratton you can have fashion items grouped together and the entire amount put on a buy now pay later term which can delay payments up to a year, ideal if you are planning a whole new wardrobe or have a family to dress throughout the year.
The majority of catalogues will offer by now pay later terms, this is mainly offered on high value items, or collective items over £50. Depending on the ...
If there’s one thing we know a lot about, it’s buy now pay later catalogues. Often referred to as credit catalogues, buy now pay later catalogues provide ...
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
Check all prices
Could You Benefit From Shopping Using A Credit Catalogue? Whether or not you have shopped using a credit catalogue, you are sure to be aware of just how ...
What would you say if I told you there was an easy, straightforward way to shop without moving from comfort of your own home, as well as not worrying about ...
Fashion World is a great all round online department store catering for all the family featuring plus size clothing ranges, with home and lifestyle options ...
Fee Delivery on Orders over £40.00
Check all prices
Kaleidoscope are a very successful online catalogue offering account holders access to all 9 of their shopping sites, including Look Again, Lascana and Bon ...
25% Off your first catalogue credit order
Check all prices
Catalogue Description Marisota is a division from the mighty JD Williams camp, and is targeted at the entire family. This catalogue offers great prices with ...
Free Click and Collect on Orders over £40.00
Check all prices
Premier Man has been primarily targeted to men and has such strong ethical trading standards that they have now introduced womenswear together with a great ...
A WHOPPING 20% discount on your first order
Check all prices
The Look Again catalogue belongs to the same group as Kaleidoscope and Curvissa, and if you take out a personal shopper account for catalogue credit, then you ...
25% OFF first catalogue credit order
Check all prices
Buy now pay later Catalogue
The majority of catalogues will offer by now pay later terms, this is mainly offered on high value items, or collective items over £50. Depending on the catalogue, terms and interest rates will vary. Some of the older more established catalogues such as Grattan and Littlewoods will still have payment books that can be used to pay off accounts at the Post Office or banks, but most newer ones will have online payment facilities for personal account holders.
Some buy now pay later terms can delay any payments for up to 156 months with certain catalogues like Littlewoods for example, with this you can decide to pay in full with no interest or pay in instalments with interest added to the monthly payments after the delay period.
The buy now pay later scheme does rely on the consumer having a good credit record, for those with a less than perfect credit score there are other solutions such as Brighthouse, but the interest rate is very high and will also depend on references from 3 friends or relatives. The buy now pay later scheme is very popular giving people the chance to own expensive items with the ability to delay the payment, this is ideal for customers who may be moving into a new home, are expecting a new baby or are looking to own high priced computer goods or TVs. Budgeting with buy now pay later deals can lead to payment problems, as many who intend to pay off in full with no interest penalties often end up paying in instalments at the end of the term. This can lead to high interest added payments that can go on for years after the goods have been purchased and will affect budgeting for a long time.
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
Check all prices
JD Williams has fast become a household name with the likes of GMB’s Lorraine Kelly being an avid influencer alongside a massive social media push bringing the ...
£400 spend with flexible payment options to suit
Check all prices
Argos have long been established as the high street leader with their innovative catalogue style shopping used by most of us over the years. As expected ...
Same Day Delivery
Check all prices
Bon Marche are a spin off online catalogue UK from the popular High Street women’s wear stores found throughout the UK. Bon Marche does not offer any form of ...
30% OFF Coats, Knitwear and Jeans
Check all prices
Brighthouse is an online catalogue to back up their High Street stores. Catalogue Credit or rent till you own is expected with payments made weekly or monthly ...
Good chance of acceptance
Check all prices
Curvissa are a popular online catalogue for women catering for the fuller figure with UK sizes from 14 to 32. There are over 30,000 clothing, lingerie, ...
30% off first order plus FREE delivery
Check all prices
Catalogue Description Vertbaudet are a family focused online catalogue especially for children to the age of 14, with a fashionable and comfortable maternity ...
25% off your first order for full price items
Check all prices
It is understandable that you may be cautious when it comes to considering a bad credit catalogue, especially if you have been turned down for credit in the ...
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
Check all prices
House Of Bath is in the premium range of online department store catalogues UK, belonging to the JD Williams chain. Although there is a great range of clothing ...
Hermes Click and Collect and locals Post Locker collection points
Check all prices
Bargain Crazy are an online discount catalogue UK selling homeware, garden and fashion with a refurbished electrical's section. The catalogue does not hold ...
£10 OFF when you spend £40
Check all prices
Bon Marche are a spin off online catalogue UK from the popular High Street women’s wear stores found throughout the UK. Bon Marche does not offer any form of ...
30% OFF Coats, Knitwear and Jeans
Check all prices
The Crazy Clearance catalogue UK has 20 or so affiliate sister catalogues under the JD Williams umbrella, and is an online and postal sale catalogue offering ...
Up to 50% off thousands of designer items
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Catalogue Description Vertbaudet are a family focused online catalogue especially for children to the age of 14, with a fashionable and comfortable maternity ...
25% off your first order for full price items
Check all prices
If you have got stuck in the bad credit abyss and feel that you will just have to save up forever and wait for your everyday wardrobe or home needs, then think ...
Did you know that if you have poor credit and you are accepted for a bad credit catalogue then it can really work wonders with your credit score? Accepted ...
Your son has finally moved out of your house! He's moved in with his girlfriend in her rented apartment and they're saving up to buy somewhere together. You ...
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
Check all prices
Instant Catalogue Credit Most online catalogues will now offer instant credit. This simply means that once you have been accepted for a credit account you ...
Could You Benefit From Shopping Using A Credit Catalogue? Whether or not you have shopped using a credit catalogue, you are sure to be aware of just how ...
Instant Bad Credit Catalogues Online shopping is a very popular way of buying goods these days. However, many people prefer to browse through catalogues ...
Shopping via catalogue credit is going strong nowadays; with various payment methods and offers that suits mostly everyone’s needs. However, as we already ...
Have you ever experienced the joy of shopping for the stuff you want without paying full price? Or have you ever were in a dire need of buying an important ...
What would you say if I told you there was an easy, straightforward way to shop without moving from comfort of your own home, as well as not worrying about ...
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
Check all prices
The Look Again catalogue belongs to the same group as Kaleidoscope and Curvissa, and if you take out a personal shopper account for catalogue credit, then you ...
25% OFF first catalogue credit order
Check all prices
Catalogue Description La Redoute have been at the cutting edge of French fashion since 1837 and since launching in the UK they have topped the charts with ...
30% OFF your first catalogue credit order
Check all prices
The John Lewis Catalogue is a premium online department store, stocking high quality mid-range to premium priced good for the home and garden as well as a ...
Free Delivery on Oreders Over £50.00
Check all prices
JD Williams has fast become a household name with the likes of GMB’s Lorraine Kelly being an avid influencer alongside a massive social media push bringing the ...
£400 spend with flexible payment options to suit
Check all prices
House Of Bath is in the premium range of online department store catalogues UK, belonging to the JD Williams chain. Although there is a great range of clothing ...
Hermes Click and Collect and locals Post Locker collection points
Check all prices
The bold and colourful Grattan home shopping catalogue has been on coffee tables nationwide since the 1960’s and has been in business since 1912, there has ...
10% OFF your first order when you open a Grattan account
Check all prices
From humble beginnings as a high street clothing store, Next has become one if the best known online retailers across the UK. With many stores spread ...
Next day delivery for 12 months for just £20 per year
Check all prices
Argos have long been established as the high street leader with their innovative catalogue style shopping used by most of us over the years. As expected ...
Same Day Delivery
Check all prices
Bargain Crazy are an online discount catalogue UK selling homeware, garden and fashion with a refurbished electrical's section. The catalogue does not hold ...
£10 OFF when you spend £40
Check all prices
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
Check all prices
Premier Man has been primarily targeted to men and has such strong ethical trading standards that they have now introduced womenswear together with a great ...
A WHOPPING 20% discount on your first order
Check all prices
JD Williams has fast become a household name with the likes of GMB’s Lorraine Kelly being an avid influencer alongside a massive social media push bringing the ...
£400 spend with flexible payment options to suit
Check all prices
House Of Bath is in the premium range of online department store catalogues UK, belonging to the JD Williams chain. Although there is a great range of clothing ...
Hermes Click and Collect and locals Post Locker collection points
Check all prices
From humble beginnings as a high street clothing store, Next has become one if the best known online retailers across the UK. With many stores spread ...
Next day delivery for 12 months for just £20 per year
Check all prices
Argos have long been established as the high street leader with their innovative catalogue style shopping used by most of us over the years. As expected ...
Same Day Delivery
Check all prices
Brighthouse is an online catalogue to back up their High Street stores. Catalogue Credit or rent till you own is expected with payments made weekly or monthly ...
Good chance of acceptance
Check all prices
Catalogue Description The Freemans catalogue would have been found on the majority of coffee tables across the UK during the 80’s and 90’s and with a great ...
Get 25% Off your first credit order when you open a Personal Account. Enter H2DP at checkout
Check all prices
Savvy Benefits Card offers • Guaranteed Acceptance - No Credit Checks • Save 70% on weekly groceries • Save £1800 per year on household bills • Any Mobile ...
Guaranteed Acceptance - No Credit Checks
Check all prices
Fashion World is a great all round online department store catering for all the family featuring plus size clothing ranges, with home and lifestyle options ...
Fee Delivery on Orders over £40.00
Check all prices
The Look Again catalogue belongs to the same group as Kaleidoscope and Curvissa, and if you take out a personal shopper account for catalogue credit, then you ...
25% OFF first catalogue credit order
Check all prices
The John Lewis Catalogue is a premium online department store, stocking high quality mid-range to premium priced good for the home and garden as well as a ...
Free Delivery on Oreders Over £50.00
Check all prices
JD Williams has fast become a household name with the likes of GMB’s Lorraine Kelly being an avid influencer alongside a massive social media push bringing the ...
£400 spend with flexible payment options to suit
Check all prices
House Of Bath is in the premium range of online department store catalogues UK, belonging to the JD Williams chain. Although there is a great range of clothing ...
Hermes Click and Collect and locals Post Locker collection points
Check all prices
Argos have long been established as the high street leader with their innovative catalogue style shopping used by most of us over the years. As expected ...
Same Day Delivery
Check all prices
Bargain Crazy are an online discount catalogue UK selling homeware, garden and fashion with a refurbished electrical's section. The catalogue does not hold ...
£10 OFF when you spend £40
Check all prices
Catalogue Description The Freemans catalogue would have been found on the majority of coffee tables across the UK during the 80’s and 90’s and with a great ...
Get 25% Off your first credit order when you open a Personal Account. Enter H2DP at checkout
Check all prices
Electronics catalogues
There are very few online catalogues that just deal purely with electronics. One of the main catalogues that does is Brighthouse, they also have showrooms nationwide where customers can go and view their items before purchase. There are a lot of online stores such as Curry’s, Dixons, PC World and Maplin’s that do offer electronics for sale, but you will not get instant credit for many of these and we’ll have to pay prior to delivery.
Most of the big-name catalogues such as very, Grattan and Look Again, will often have a tremendous range of home electronics, many at prices that are competitive with the High Street. By using an online catalogue to buy your electronics you are able to spread the cost of high value items over instalments from 3 months to 3 years. There is usually a period of interest free credit and as long as the account is settled no interest is added to the prices, however, should the instalments go on for longer, the cost of interest may well outweigh the cost of buying the goods out right in the first place. This should always be taken into consideration for high value items and electronics, it is worth checking the full value if paying in instalments against the retail value if purchased up front.
Unfortunately, many online catalogues do not have the same opportunities for flash sales such as Black Friday apart from Argos, where you can find the same High Street bargains for online shopping. For some customers of catalogues such as Littlewoods and Gratton you can find buy now pay later terms where you can delay payments for up to two years, this is a fantastic opportunity for those looking to purchase very expensive electronics that may be out of reach if having to pay in full in advance.
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Instant Credit Catalogue
Catalogues that offer instant credit rely on the customers good credit history. Most catalogues now are online, such as Next, Simply Be and Very, and when opening a personal account, which many insist you have, you will have to fill in your basic details and a short credit check will be carried out. This credit check will leave a footprint on your credit file. All catalogues will carry out a credit check on the main account holder regardless, they will then make the decision to offer credit or not.
There are catalogues that the main account holder can open up a sub account up to £200 for their friends or relatives, and instant credit can be achieved without a credit check if you buy catalogue items through an agent. Grattan, Littlewoods and Look Again are a few of the catalogues that still have agents in their own communities, responsible for collecting and making payments.
For customers with a less than perfect credit score there are options for instant credit, although the checks are then based on personal circumstances and can result in the interest rates being as high as 55% variable APR, often leading to worse debt problems. Brighthouse is an online catalogue as well as having showrooms across the UK, where the customer can take all I.D. and income related evidence and open up an account in store. Brighthouse will rely on personal references from at least 3 friends or relatives.
Instant credit accounts are a great way of styling both the home and wardrobe without breaking the bank, as paying in instalments does allow for good budgeting. It is only when you do not meet the terms due to sickness or job loss that you can find yourself in trouble meeting the added interest rates.
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25% Off your first catalogue credit order
Kaleidoscope Catalogue
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Free Click and Collect on Orders over £40.00
Marisota Catalogue Credit
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A WHOPPING 20% discount on your first order
Premier Man Catalogue Credit
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25% OFF first catalogue credit order
Look Again Catalogue
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30% OFF your first catalogue credit order
La Redoute Catalogue Credit
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Free Delivery on Oreders Over £50.00
John Lewis Catalogue Credit
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