If you have been looking to find the best instant credit catalogue for your needs then look no further, we have made the search easy for you. We have sourced the most trusted and reputable instant credit catalogues that will also accept bad credit applications all on one convenient website. The catalogues listed here will offer you an instant spend limit, often with great joining discounts as well as the ability to try before you buy. You are usually given up to four months of interest free credit, and it is only once this has expired that interest will be charged and added to your account. If you only pay the minimum amount each month you will incur interest charges.
Sign up discounts with instant credit catalogues
- Bon Prix 90%APR 25% off first credit order
- Curvissa 40%APR 25% off first credit order
- Fashion World 70%APR 30% off first credit order
- Freemans 90%APR 25% off first credit order/ free delivery at all times
- Grattan 90%APR 25% off first credit order/ free delivery at all times
- JD Williams 90%APR 25% off first credit order
- Kaleidoscope 90%APR 25% off first credit order
- Look Again 90%APR 25% off first credit order
- Marisota 70%APR 25% off first credit order
- Swimwear365 90%APR 25% off first credit order
- Next 90%APR £10 off first credit order and free delivery
All you need to apply for an instant credit catalogue is shown below, but it is important to understand that a credit check will always be undertaken for whichever instant credit catalogue you choose. If you have the following, then with a few clicks you can have instant credit access to your chosen catalogue. Most applications are approved within minutes and your online account will have easy and secure payment links and you have the flexibility to repay at any time, day or night, to suit yourself.
- Stable address history over 5 years
- Regular income (benefits accepted)
- UK bank account
- Over 18
Your instant credit catalogue will give you access to a wide range of both fashion for the whole family as well as home and electronics. There are a few catalogues that are fashion only, but you will find that they will have affiliate catalogues in their group that you can also order from with your personal account. JD Williams and Look Again both have sister catalogues, and it may suit you better to have a wider range of products. Freemans, Grattan, and Fashion World have the entire range, fashion, home and garden along with home electronics.
You will be offered a wide range of delivery and returns options. With your online account you can choose next day, selected day or standard delivery, and many allow orders up to 10pm at night for next day delivery if you are in a rush for your goods. The use of the Hermes Click and Collect system is also a very useful option if you are not going to be home at the time of deliver, as well as being able to take your returns to your nearest Hermes Click and Collect parcel point for quick returns.