A bad credit catalogue is not only a great place to start to rebuild your damaged credit file, it is also one of the most cost effective ways to clothe your family, furnish your home, stay up to date with the latest Smart TV technology and large home appliances. A bad credit catalogue can be one of the best moves you can make if you have ever had credit problems in the past. It may seem unlikely but over a short period of time your initial small spend limit can grow to cover the majority of products in a bad credit catalogue with no extra credit checks.
Get your bad credit Catalogue today!
To open a bad credit catalogue personal credit account, you will need the following details to hand:
- Age details (Over 18)
- Address for the last 5 years
- Income and outgoings
- UK bank account
If you can provide these details then a bad credit catalogue is very simple to open and you will have a decision in no time at all. Once you have your bad credit catalogue account you can then place orders, arrange delivery and any returns, you can also track you orders and best of all you can make payments day or night for as much or as little as you like as long as the minimum monthly amount is covered. This will really help to rebuild your credit file and after a few months of good payments, you will be pleasantly surprised at how quick you spend limit will increase. Should you then choose to seek other credit you may well be looked on more favourably as a responsible lender.
The best bad credit catalogues to start with are possibly the ones with the higher interest rate, not that this should be a worry unless you intend to spread payments further than the 4 week interest free period. If you do spread payments past this then the interest rate is charged against any outstanding balance.
- Look Again 34.90%APR
- Very 34.90%APR
- Kaleidoscope 34.90%APR
- Simply Be 39.90%APR
- JD Williams 39.90%APR
- Freemans 34.90%APR
- Grattan 34.90%APR
- Fashion World 58.70%APR
With a bad credit catalogue, you will have more free time to spend with family and friends instead to wandering around crowded shopping centres looking for bargains. The bad credit catalogue is just as competitive as the High Street and with fantastic home delivery options, you can try before you commit to buy, as well as being able to make any returns very easy with the same courier that delivered to you.
You may also find that if you have been accepted for one bad credit catalogue you may well be accepted by others. By doing this you do double or treble your credit limit, but then you run the risk of not being able to keep up with payments. Using bad credit catalogues irresponsibly will leave a track on your credit file and if this happens then any future credit will be even harder to find.