Unlike applying for a credit card or loan, an instant credit catalogue is exactly what it says…Instant! Within a few minutes once your instant credit catalogue application is accepted you are given a generous spend limit that you can use for a speedy next day delivery. You are given 14 days to decide if you like the item or you will return, and if you do keep your items you are given up to 4 months interest free credit to settle the account. You can spread payments for longer, but you will be charged interest, and this could mean paying more than the original price.
The beauty of instant credit catalogues is that they have so many extras that you would not know about unless really researching what is out there. Some of the extras are shown below:
- Enticing joining discounts
- Flexible payments 24 hours a day
- Secure payment online facilities
- Regular flash sales and discount codes
- Delivery packages of less than £10 for the year
- Easy collect and returns with Hermes
- Next day and stated day delivery
The best instant credit catalogues are bang up to date with the latest trends in both fashion and homewares. You can also find the top names in home electronics, gaming consoles and mobile phones. With some designers having exclusive online collections and great sizing up to UK 32, the clothing lines in instant credit catalogues are hugely competitive with the High Street or well-known department stores. Here is just a small selection of names you may recognise:
- Joe Brown
- Dolce & Gabbana
- Phase 8
- Ted Baker
- French Collection
- V by Very
- Michelle Keegan
Along with some great names in electronics and homewares shown below, having access to an instant credit catalogue will cover any eventuality you could come across with today’s style of living, all delivered in a time frame that suits you.
One famous department store, John Lewis now have an instant credit catalogue as they have realised that home shopping is becoming a much more convenient way to shop to many busy people. Some of the best instant credit catalogues are shown here, with the interest rates beside them. This is the rate of interest added to your account on the outstanding balance after the interest free periods.
- Fashion World 70%APR
- Simply Be 90%APR
- JD Williams 90%APR
- Freemans 90%APR
- Grattan 90%APR
- Look Again 90%APR
- Next 90%APR
- John Lewis 80%APR
You have nothing to lose and a lot to gain with an instant credit catalogue in your life. It is there day and night to help with last minute emergencies, to style a new holiday wardrobe, to add the finishing touches to a new home or to make sure the kids are catered for at Christmas. There is very little available on the High Street that you can not find with an instant credit catalogue cutting the shopping time down immensely releasing time for you and yours!