Everyone needs a little help every now and then and the instant credit catalogue can be a life saver in emergencies. As hard as we like we cannot foresee the future and I am sure there are many of us who have been let down by a broken washing machine, or perhaps have a last minute occasion where you have nothing to wear. An instant credit catalogue can be just the answer, and with next day delivery available your problems can be solved in no time. You can try any item before you decide to keep it, and with large products such as washing machines for example can be installed for you.
The benefits of instant credit catalogue
Instant credit catalogues that hold all ranges including home and electronics are show here below. They all have instant credit facilities and can accept applications within minutes day or night with the quick online websites. Instant credit catalogues also have very handy apps that you can download to your tablet or smart phone. This make is really easy to keep up with your statements and payments.
- Fashion World 70%APR
- JD Williams 90%APR
- Freemans 90%APR
- Grattan 90%APR
- Next 90%APR
With an instant credit catalogue, if you want to spread your repayments into manageable chunks, and repay before the interest free period runs out, usually this is around 4 months, then you will not pay any interest on the original price. You can pay off in full at any time or you can stick to the minimum payment each month, but this will incur interest charges and will take longer to repay.
An instant credit catalogue will give you some great options when compare to High Street prices, for example we have looked at the CANDY SMART TOUCH 9KG 1400RPM washing machine to compare prices.
- £345.00 Co-op Electrical
- £329.29 Buyercom
- £329.00 Argos
- £249.00 JD Williams (plus 25% off joining discount and free next day delivery)
This is just one of many example where an instant credit catalogue can really be more than just for emergency use. When used wisely your credit limit will be increased and is well worth price checking before you shop for any large purchases. You will probably find the same options in your instant credit catalogue for less. You will also be sent great seasonal discounts and flash sales to your email address and this ensures that the instant credit catalogues are more than competitive with the High Street.
It is very easy to open an instant credit catalogue, all you need is an internet connection and answer a few questions regarding address history and income. Within minutes you can be shopping from home and not worrying about those last minute emergencies.
It is very important to know that a credit check will always be carried out when applying for an instant credit catalogue, and the decision is made on your ability to repay the minimum amount each month. Should you fall behind in payments then this will show on your credit file and could affect future lending decisions.