Using Instant Credit Catalogues

In this busy day and age our time has become such a precious thing that many people are now choosing to shop from home using instant credit catalogues. Not only can an instant credit catalogue be the solution to the daily needs of the family it can also really help to stabilise your credit score. If you have found that you have been rejected for credit, then many instant credit catalogues will also cover bad credit applications. You will soon find that home shopping with an instant credit catalogue will give you so much more than just ne latest fashions, including:

  • Instant spend limit
  • Late night ordering for next day delivery
  • Fabulous discount codes throughout the year
  • No queues at busy tills
  • Try before you buy
  • Easy returns from your home or Click and Collect store
  • Top brand names
  • No parking or fuel costs
  • Flexible payments

The range of items will amaze you if you have never shopped from an instant credit catalogue. Some of the best known High Street brands listed below can be found, and may Designers have exclusive collections only available through instant credit catalogues.

  • Joanna Hope
  • Little Mistress
  • Figleaves
  • Together
  • Dolce & Gabbana
  • Joe Brown
  • Phase 8
  • Michelle Keegan
  • Ted Baker
  • French Collection

You will also find the most popular names in homewares and electronics as shown below. In reality access to an instant credit catalogue will cover any eventuality or emergency you could come in daily family life, from prom dresses and school uniforms to washing machines and dining tables.

  • Kenwood
  • Hotpoint
  • Zanussi
  • Samsung
  • Apple
  • Sony
  • Nokia
  • Panasonic

Opening an instant credit catalogue could not be easier. You will be given an instant credit limit to spend most of the time within 10 minutes of applying, and this will increase steadily over the year when keeping your payments on time with your monthly statements. If you pay off your items in full in the interest free period, you will find that your spend limit can increase quickly giving you access to more expensive items such as home furnishings and electronics. Here are just a few of the best instant credit catalogues available for quick applications and immediate spend limit.

  • Fashion World 7% APR
  • co.uk, Studio Cards 41.4% APR
  • co.uk, La Redoute, JD Williams, Curvissa 39.9% APR
  • Bon Prix, Freemans, Grattan, Kaleidoscope 4% APR
  • Argos 9% APR
  • Simply Be, Jacamo 9% APR
  • Next 9% APR
  • John Lewis 9% APR

All you need to apply for an instant credit catalogue is the following details to hand:

  • Address history for 5 years
  • Income (you can apply even if you receive benefits)
  • UK bank account
  • Be over 18

It is important to understand that as with any form of credit, a credit check will be carried out, but your application is based on your ability to repay the minimum amount asked for each month. If you decide to spread payments past the interest free period you will be charged the interest fee, no matter which instant credit catalogue you choose.

 

Bad Credit Catalogue
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