The Freemans catalogue stock clothing ranges for the whole family as well as a significant Home Electronics and homeware section. You can find popular brand names from Oasis and Adidas to Samsung and Sony in the Freemans catalogue. The interest rate for catalogue credit with Freemans is an mid-range 34.9% APR variable with a 25% discount on your first order, this is with a personal shopper account, but Freemans also have a flex account which allows you to buy now and delay payments for up to a year.
Delivery is free for all products across the UK but there may be an extra charge for next day or stated day options. Returns are very simple and can be made via the Post Office, Hermes ParcelShop or the local courier. Freemans is an ideal catalogue that looks after the whole family and the home in one place, and with interest free options it is an ideal way to budget for all the need of the modern home.
Fashion World offer catalogue credit with a personal shopper account, but it does have a very high interest rate of 58.7 APR variable unless paid in full at the monthly statements, one of the higher interest rates found online. Standard delivery is free with all orders over £40 when using the Click and Collect option otherwise standard delivery is from £3.50 with options for next-day stated days and Sundays at an extra cost. You can buy an unlimited delivery package for the year for less than £10, this is very handy if you are a regular shopper with this catalogue. All returns are free within 14 days from delivery and this can be done easily via your courier, your local click and collect depot, Post Office or Hermes ParcelShop service.
Ace has standard postage at charged at £4.99 with no option for next-day or chosen day delivery. You can return products within 14 days, but postage is at your own cost at present. A variety of credit is available from a personal account to buy now pay later the interest rate with a 41.2% APR. Ace are in the mid to higher range of interest rates available for catalogue credit.
Argos is one of the best catalogues online with the support of the national High Street stores across the UK. They offer fantastic interest rates, one of the lowest found with online catalogues, at only 29.9% variable APR. Standard UK delivery starts at £3.95 with named day, including Sunday, and next day delivery options to choose from. Returns are accepted up to 30 days from purchase and you can also return directly to your nearest store. With Argos you also have the voucher scheme which gives a £5 voucher for every £50 spent online or in store. The mobile app and a clear and easy website make Argos one of the best online catalogues for everything related to the home, as well as great gift ideas for all the family.
The products that Bargain Crazy stock, range from women’s, men’s and children’s clothing and footwear to outdoor and indoor living lifestyle products. The Bargain Crazy online catalogue is well worth looking at on a regular basis as the products available change very quickly some with limited or discontinued stock. Bargain Crazy also have a good selection of refurbished home electronics, that come with a good warranty and you are fully covered by the distance selling regulations for all products on sale.
The Bon Marche catalogue does not offer any form of catalogue credit and all purchases must be paid in full before delivery. You are also able to use Bon Marche gift cards with the online catalogue as well as in store. Standard delivery is free on all orders over £35, the next day delivery is charged at £4.49 and there is also an option for international delivery, not found with many other online catalogues. The returns policy is free within 14 days and you can return by your courier, click and collect point or to the nearest Bon Marche high street store with proof of purchase. Bon Marche are a good catalogue for seasonal fashion with flash sales online.
BonPrix have a mid-range interest rate at 34.9% variable APR and there is a 25% discount on your first order. Delivery is not free, but there are offers through the year that do include free postage. Standard delivery starts at £3.99 with next day, Sunday and named day options. Returns are free within 14 days by the Post Office, Click and Collect or via the Hermes courier. BonPrix is a good mid-priced womenswear catalogue with fair interest rates and the ability to access 9 other online catalogues.
The delivery is always made by the 2 man BrightHouse couriers for large and heavy items, and all returns must be made through the customer service phone line or in store on the High Street. With extremely high interest rates and not actually owning the product until the last payment is made BrightHouse is really only an option for those with a less than perfect credit history
Grattan offers catalogue credit in the form of a personal account and has an average interest rate of 39.4% APR variable, in line with the majority of online catalogues. Every order has free standard delivery between 3 to 5 days with next day delivery at an extra cost. You have the option of the Post Office, the local courier or the Hermes ParcelShop should you need to make any Returns. All returns are a free within a 14-day period from delivery. Grattan is well established and well run and is an all-round high achiever for anything home related.
The delivery cost is calculated at the time of checkout but is not free, you can have next day or stated day delivery with only one postal charge per order, worth considering when placing multiple orders. Returns are free within 14 days and can be used with the Hermes courier and ParcelShop service, the post office or your local click and collect depot. The Crazy Clearance catalogue is worth checking regularly as there are many flash sales and special seasonal offers with further discounts available throughout the year.
As yet Curvissa do not offer any home or lifestyle products currently, but with access to the other online stores you will find these items elsewhere in the chain. Catalogue credit with a personal account has an interest rate of 39.4% variable APR and is at an average interest rate amongst online catalogues. The personal account is able to be used with purchases from an affiliate catalogues with the same payment and interest terms. There is no free delivery, but you can have next day stated day or standard delivery from £3.99. Returns are simple with the Post Office, Hermes ParcelShop, courier or your local click and collect depot.
You will undergo a basic credit search before delivery and once you have accepted the terms you can pay monthly or weekly to suit your budget by direct debit or standing order. Deliveries are across the UK but there are certain postcodes that may not be available. Although delivery is free there is a £12 administration fee to be paid in advance which covers the cost of the credit check. There is a 30 day returns policy should you need to return any item and you are fully covered by the distance selling regulations.
House of Bath do not offer any form of catalogue credit, but payments can be made with all major credit or debit cards, all items and postage must be paid in full at the time of order. Delivery charge is added at checkout and is usually a standard 3 to 5 day delivery. Returns can be made through the Post Office, PostLocker, or your local courier. The House of Bath catalogue has a very independent feel with their product selection.
The credit options with Jacamo menswear are one of the best found within the internet shopping catalogues, you can open a personal account with a very low 24.9% variable APR, interest free if paid in full on your statement date. Delivery is free with the first order and then at a standard rate of £3.99 but you do have the option of paying an unlimited yearly postage charge at £9.95, very handy for a regular shopper. Returns are free within a 14 day period and are made very easily by calling your local courier taking to the post office or dropping at the Hermes parcel shop depot.
Catalogue credit is available in the form of the personal account with her initial £400 credit limit there are flexible payment options to suit everybody and the APR rate is mid to High range at 39.9% variable. there is a speedy online application form to fill in for a personal account. JD Williams was the first online store to use the Royal Mail for its deliveries and now delivery is free on all orders over £40 and you can place orders until 10 p.m. for next-day delivery. Returns are free via Hermes ParcelShop, courier or the local Post Office.
Catalogue credit is in the form of a John Lewis MasterCard account and this gives you one of the best interest rates found in online shopping at a very low 18.9% APR variable. With this MasterCard account you are able to have a 9 month interest free period and loyalty points giving back in store vouchers. Standard courier delivery is free on all orders over £50 but next day and stated they deliveries do come at an extra cost. Returns can be made conveniently at any Waitrose store at the Post Office or by the Collect+ Point. Returns are free but there may be a charge for larger 2 man courier items.
Together with the rest of the catalogues in this chain the interest rate is set at a medium 34.9% variable APR, plus a 25% discount and free delivery with your first account order. You can purchase any item over all nine catalogues with the same interest and terms as your Kaleidoscope account. Standard delivery is charged at £3.99 with next day and selected days charged extra, you can opt for the Click and Collect service with Hermes, again with the standard charge. All returns within 14 days are free at the post office, Hermes ParcelShop or by courier, your account is then credited within two weeks.
With La Redoute there is the option of opening a personal credit account and the APR is in the medium to high range at 39.9% variable. There is a 21 day try before you buy policy and there is also the EASY 3 credit option to pay over three instalments for higher priced orders. Because deliveries are dispatched in France there is no option for next-day delivery and it is an average five day period for standard delivery. Postage is free to a click and collect depot but charged at £3.99 for home delivery. Returns are free within the 21 days and can be carried out at the Post Office, click and collect depots or with the Hermes courier.
The personal account catalogue credit with Look Again has an APR of 34.9% variable interest free when paid in full, this is in the medium range for online catalogue interest rates. You are able to order up to 10 p.m. at night for next day delivery and standard delivery starts at £3.99. Look Again use the Click and Collect service as well as full parcel tracking. All Returns are free within 14 days from the date of delivery and this can be done by taking parcels to the Post Office, using the courier or the Hermes parcel shop service.
Catalogue credit is available with Marisota in the form of a personal shopper account, but the of APR 58.7% variable is one of the highest online catalogue interest rates to be found, something to consider if you are in danger of not settling your account on time. Marisota offer free next day delivery as standard on all orders of £40 or more and you can order up to 10 p.m. In the evening, delivery is charged at £3.99 for smaller orders. Marisota also uses the Click and Collect service for both deliveries and Returns, but you can also return very easily to the Post Office or call your local Hermes ParcelShop courier.
The Next online catalogue offers a personal credit account in the form of a NextPay card and with a very low APR of just 22.9% variable, is one of the lowest interest rates found in online shopping. You are able to order up until midnight for next-day delivery and you receive three months next day delivery free of charge when opening an account. You can also purchase unlimited postage for less than £20 for the year. Returns couldn’t be easier as you can take to your nearest Next store for free, by returning with the courier is at £3.99, but if the entire order is returned then this is credited to your account.
Premier Man does offer catalogue credit in the form of a personal account, but the APR is at the top end of interest rates found online at 58.7% variable. There is a try before you buy policy of 14 days before goods ordered are added to your account. Standard delivery is at £3.50 although if using the Click and Collect service orders over £40 are free. All Returns within 14 days are free and you can use the Post Office, your local courier or the PostLocker depots for 24/7 drop-offs.
Studio have a personal credit account option, but the APR is 41.4% variable, towards the higher end of all interest rates found on the internet with other catalogues, but if the account is paid in full with each statement then interest is not applied. All deliveries are charged at £4.99 per order and there is no option for next day delivery. Studio have yet to catch up with the rest of the online catalogues as returns can only be made at the Post Office at your expense.
A personal account with Swimwear365 has no interest charged when paid in full, but the APR is 34.9% variable on instalment payments. You are able to order until 10 p.m. for next-day delivery and delivery starts at £3.99, there is a Click and Collect option for deliveries also. Returns are accepted free within 14 days from delivery and can be made by courier, Post Office or at a Hermes ParcelShop or local PostLocker point with a 24/7 drop off service.
Vertbaudet do not offer any form of catalogue credit but you can pay for your goods securely online at the time of order and delivery is free with orders over £49, for orders less than this, standard delivery starts at £3.99. As all parcels are dispatched from France there is a 5 day delivery period. The Click and Collect option is also available with Hermes. Returns are free within 30 days at the Hermes ParcelShop service locally is the only place returns can be made.
There are a few options for catalogue credit with Very, you can pay by three instalments over the year or a personal account with monthly statements. The APR is at the higher end of rates at 39.9% variable, but there is a huge 20% discount on your first order. Deliveries are not free unless using the Click and Collect service and standard delivery starts at £3.99. Returns can be made at the post office or the local Collect+ points.